First Banc Home Loans
Licensed Mortgage Broker · SE Los Angeles · NMLS #1740049
Free 7-Minute Webinar
From Renter to
Homeowner in 90 Days
Your complete step-by-step roadmap from First Banc Home Loans — what to do, what to avoid, and what you actually qualify for.
562-688-0800 7 minutes
90-day roadmap
California licensed
First-time buyers
Your Free Webinar
Your 90-Day
Home Buying Guide
Home Buying Guide
First Banc Home Loans walks you through every phase of the process — what to prepare, what mistakes to avoid, and what you actually qualify for. In 7 minutes.
What's covered
0:00Welcome & what to expect
1:00Phase 1: Preparation — credit, savings & pre-approval
2:20What TO DO to set yourself up for success
3:40What NOT to do — mistakes that kill deals
5:00What you actually qualify for as a first-time buyer
6:15Your next step — request your free strategy session
The Roadmap
Three phases.
Thirty days each.
Thirty days each.
01
Days 1–30 · Preparation
Get credit-ready & pre-approved
We review your credit, income, and savings and get you a pre-approval letter that makes sellers take you seriously.
02
Days 30–60 · The Search
Find your home & get under contract
With pre-approval in hand, work with an agent to find the right home, make an offer, and get it accepted.
03
Days 60–90 · Closing
Finalize your loan & get your keys
We finalize the loan, the home is appraised and inspected, and you sign at the title company. Then you get your keys.
During the Process
What to do —
and what never to do
and what never to do
Do these things
Check your credit report and dispute any errors
Save for down payment, closing costs, and reserves
Gather tax returns, pay stubs, bank statements early
Get pre-approved before you start shopping
Work with a local expert who knows your market
Never do these
Open new credit cards or take out new loans
Make large unexplained deposits into your bank account
Quit or change jobs during the process
Miss any bill payments — not even one
Buy appliances or furniture on credit before closing
Your Local Expert
25 years helping
SE Los Angeles families.
SE Los Angeles families.
First Banc Home Loans
Licensed Mortgage Broker · NMLS #1740049
At First Banc Home Loans, we have spent 25 years helping families in Southeast LA go from renting to owning. The barrier is almost always lower than you think — you just need someone to show you the path.
25+
Years Local
90
Day Roadmap
8
Loan Programs
Ready to build your
90-day plan with us?
One free strategy session with First Banc Home Loans. No cost, no obligation. Just real information about your real situation.